Most Disruptive Bank 2026 — BAIPHIL | SME Loan Rates from 0.8% / month | Special Agri Loan Program now available | New Mobile Banking App — iOS & Android | Deposits Insured by PDIC up to ₱500,000 | BSP Supervised & Regulated | 26+ Years of Trusted Banking Service |

News & Announcements

Stay updated with the latest news, rates, and important announcements from Philippine SME Bank.

Announcement
September 1, 2026

Philippine SME Bank Launches Reduced Interest Rate Program for Agricultural Borrowers

In support of the government's agricultural development initiatives, Philippine SME Bank announces a special reduced-rate loan program for farmers and fisherfolk across Luzon, Visayas, and Mindanao. Eligible borrowers can avail of rates as low as 0.5% per month for production loans.

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Technology
August 20, 2026

New Mobile Banking App Launches β€” Manage Your Account Anytime, Anywhere

We are excited to announce the launch of our revamped mobile banking application with enhanced security features including biometric authentication, real-time push notifications, and a more intuitive user experience. Available on iOS and Android.

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Award
August 5, 2026

Philippine SME Bank Receives "Most Disruptive Bank 2026" Award from BAIPHIL

We are honored to receive the Most Disruptive Bank Award from the Bank Administration Institute of the Philippines. This recognition underscores our continued innovation and impactful financial services.

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Announcement
July 15, 2026

PDIC Deposit Insurance Reminder: Your Deposits are Protected Up to β‚±500,000

Philippine SME Bank reminds all clients that their deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to a maximum of β‚±500,000 per depositor.

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Community
June 28, 2026

SME Bank Conducts Financial Literacy Seminars in Davao, Cebu, and Pampanga

As part of our commitment to financial inclusion, Philippine SME Bank conducted free financial literacy and business management seminars for over 1,200 micro-entrepreneurs in three key cities.

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Rates
June 10, 2026

Updated Deposit Interest Rates Effective June 2026

Philippine SME Bank announces updated interest rates for savings and time deposit accounts. Regular savings rates are now at 0.25% p.a. while time deposits of 360 days now earn up to 5.5% p.a.

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Supervised & Regulated by
Bangko Sentral ng Pilipinas (BSP)
PDIC β€” Deposits Insured up to β‚±500,000
SEC Registered
AML/CTF Compliant